Not financial adviceInterest Calculators does not provide investment, financial, tax or legal advice. Nothing on this site is a recommendation to open, buy, sell or hold any account, certificate of deposit, bond, fund or stock.
Content on interestcalculators.org, including calculators, rate tables and articles, is general information for education. It does not take your goals, finances or circumstances into account. Before acting, consider talking to a licensed professional, such as a financial adviser or tax professional, who can look at your situation.
Calculators
Our calculators do arithmetic on the numbers you enter. They cannot know the rate, compounding method, fees or penalty terms of your own account; those are set by your bank, credit union, broker or the U.S. Treasury and disclosed in their account documents. Future rates, inflation, dividend growth and share prices are assumptions you choose, not forecasts. Results are rounded and may differ by a few cents from a bank statement because of day-count and rounding rules.
Rates and data
Published figures such as FDIC national rates, Treasury auction results, I bond rates and the federal funds target range are shown with their source and date. They change often: deposit rates monthly, Treasury bill rates weekly and I bond rates every six months. Check the source before relying on a figure.
Risk and insurance
Deposits at FDIC-insured banks and NCUA-insured credit unions are insured up to the legal limits; money market funds, stocks and other investments are not deposits and can lose value. Past performance does not guarantee future results.
No relationships
We do not sell financial products and we are not paid by banks, credit unions, brokers or fund companies. We do not publish referral or affiliate links. Mentions of agencies or account types are for information only.